Ontario victims of debilitating injuries or illnesses who miss time from the job might improve sufficiently to return to work. If Canada Pension Plan disability benefits were stopped upon the person's return to his or her job, and the disability reappears, there is an option to reactivate disability claims. The same CPP benefits can be obtained if the same disability starts again, but a new application for benefits will have to be filed if it is a different debilitating condition.
For many people in Ontario who are living with a disability, their lives are constant struggles to do things that others do without even giving it a thought. Any parent with a long term disability has the additional burden of providing for a child. Fortunately, the Canada Pension Plan provides benefits to dependent children of CPP contributors who are disabled or deceased.
Any Ontario residents who suffer an injury or illness that leaves them unable to return to work will likely have questions about their Canada Pension Plan Disability benefits. Before disability claims can be paid, the application must be approved. Understanding the requirements for eligibility might provide answers to some of the questions.
For anyone in Ontario who suffered a debilitating injury that prevents him or her from returning to work, financial assistance will likely be a matter of necessity. That person might rely on benefits to survive, and he or she may also have to support a family. Navigating the process to get Canada Pension Plan disability claims approved is challenging, but once the person starts receiving benefits, there are specific rules to follow.
Ontario residents who are 60 or older and unable to work may have questions about disability benefits. Can they apply for short-term disability or must they wait to apply for CPP retirement pension at age 65? The answer is that it might be best to file applications for disability benefits and pension simultaneously. The reason is that it typically takes longer for disability benefit applications to be approved, and pension payments may be made while the applicant waits for disability payments.
When someone in Ontario contracts a debilitating illness or suffers injuries that prevents a return to work, the financial implications can be devastating. Fortunately, disability benefits under the Canada Pension Plan are available to most people. However, specific requirements must be met before CPP disability claims can be filed.
Workers in Ontario may be eligible for retirement pension through the Canada Pension Plan. Employees who contributed to the plan while they were employed will qualify. However, if CPP contributors suffer injuries or medical conditions that prevent them from returning to work, they might be eligible to file disability claims for benefits. Also, the children of benefit recipients or surviving family members of deceased recipients may also apply for benefits.
Ontario residents who have suffered debilitating injuries that make it impossible to return to work may need financial assistance to survive. For them, benefits are essential but disability claims can be tough to navigate. Even those individuals with short and long-term disability coverage through their places of work sometimes face resistance.
While most Ontario residents are likely familiar with personal or employment provided disability insurance, some have not heard of Canada Pension Plan Disability Benefits. Residents who meet the requirements for qualification can file disability claims through the CPP. However, only those who are not yet 65 years old can qualify if they also meet the other requirements.
The construction industry in Ontario never seems to take a rest. That's good news for workers, most of whom are able to find employment without difficulty. Construction work is a high-risk occupation, however, and the threat of suffering a personal injury is always present. If that happens, as it did for two workers in Toronto recently, any injured workers may require assistance with their disability claims.