Injured? Contact Our
Long Term Disability Lawyers
$2.5 Million
Traumatic Brain Injury ( Pedestrian )
$2 Million
Head Injury -Truck Accident
A truck driver sustained head injury and other soft tissues injuries due to negligence of other driver. The lawyers at Alam Law helped client to obtain a settlement for $2 million from the insurance companies without the need of trial.
$1.8 Million
CAR ACCIDENT FATALITY
A driver involved in a car accident resulting death. The lawyers at Alam Law helped family to obtain a settlement for $1.8 million from the insurance companies without the need of trial.
$1.5 Million
CAR ACCIDENT - PSYCHIATRIC AND TBI
A client sustained TBI and developed psychiatric conditions as a result of the car accident. The lawyers at Alam Law helped client to obtain a settlement for $1.5 million from the insurance companies without the need of trial.
$1.43 Million
CAR ACCIDENT- FEMUR FRACTURE
A client sustained Femur fracture as a result of the car accident. The lawyers at Alam Law helped client to obtain a settlement for $1.43 million from the insurance companies without the need of trial.
$1.3 Million
CAR ACCIDENT PSYCHOLOGICAL AND CHRONIC PAIN
A passenger sustained soft tissues injuries which later turned into chronic pain and serious psychological conditions as a result of the car accident. The lawyers at Alam Law helped client to obtain a settlement for $1.3 million from the insurance companies without the need of trial.
$1.2 Million
POLICE CRUISER RUNS OVER SLEEPING PERSON IN PARK
$1.06 Million
PEDESTRIAN HEAD INJURY TRUCK ACCIDENT
$1.025 Million
CAR ACCIDENT PSYCHOLOGICAL AND KNEE INJURY
$1 Million
CAR ACCIDENT PSYCHOLOGICAL & SHOULDER INJURY
$1 Million
CAR ACCIDENT PSYCHOLOGICAL & SHOULDER INJURY
$1.65 Million
CAR ACCIDENT ELBOW FRACTURE
$1 Million
CAR ACCIDENT FATALITY ACCIDENT
$725 K
CAR ACCIDENT SOFT TISSUES & PSYCHOLOGICAL INJURY
$750 K
CAR ACCIDENT SOFT TISSUES & PSYCHOLOGICAL INJURY
$500 K
LONG TERM DISABILITY
$300 K
LONG TERM DISABILITY PSYCHOLOGICAL AND CHRONIC PAIN
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Home » Long-term Disability Lawyers
Hiring the Right Long Term Disability Lawyer Matters
- No Win - No Fee
- 97% Success Rate
- 5,000+ Cases Won
- Over $185 Million Won For Clients
- 550+ 5-Star Client Reviews on Google
Long-Term Disability Lawyer?
LTD Claim Denied? Let Ontario’s Trusted Lawyers Help You Win
Having your disability claim or benefits suddenly denied can leave you feeling stunned and without options. Even if you have compelling medical evidence that proves your inability to return to work, insurers often deny claims, leaving families in financial crisis.
We understand how upsetting and frustrating a claim denial experience is. Our experienced long term disability lawyers are dedicated to assisting you in advocating for the benefits you deserve. With a successful history of resolving claims for many clients throughout Ontario, we are here to support you at every stage.
If you’re in a situation where your long term disability denied claim is causing stress, being prolonged without legitimate cause and you feel like being in a never ending loop with delays from insurance companies and their requests, having a lawyer by your side can make all the difference. Our experienced disability lawyers in Ontario specialize in handling cases where long term disability benefits are denied. We know how to challenge insurers and fight for the compensation you deserve, helping you navigate this difficult time with confidence.
Read more on our blog about 10 must-know facts about long-term disability benefits in canada
Watch Our Clients Share Their Stories on How We Helped Rebuild Their Lives

Amina's Story
Years after my car accident, Alam Law is still one of the best decisions I made. They helped me get catastrophic injury status approved, secured long-term care until age 65, and delivered a strong settlement. Professional, kind, and truly committed. I'd recommend them without hesitation.

Merlvin’s Story
After being hit as a pedestrian, I felt completely lost, my case wasn’t even classified as catastrophic. Alam Law fought for years to change that, helped me through my injuries, and gave me stability again. With constant support and compassion, they gave me more than a settlement, they gave me a second chance.

Purva Rani’s Story
Everything changed in an instant when I was injured. I was out of work, and overwhelmed with fear. I couldn’t walk without crutches, and I felt completely lost. But from the moment I met the team at Alam Law, I knew I was in the right hands. They were respectful, honest, and fully committed to helping me move forward, step by step.

Faiza's Story
I was in a catastrophic accident, I suffered multiple fractures and a traumatic brain injury. Alam Law supported me with a caring legal and medical team, kept me updated, and fought hard to secure a $2.5 million settlement that changed my life

Denise R's Story
After two car accidents left me unable to care for myself, Alam Law took over everything from dealing with the insurance company to helping me access care, support workers, and medical specialists. Their team went above and beyond, and the final result was more than I ever expected.

Sahil's Story
When my parents were seriously injured in a car accident, we turned to Alam Law for help. They guided us through every step, got catastrophic injury status approved even after it was first denied and delivered a result beyond what we expected. Their professionalism and care made all the difference for our family.

Sandra's Story
I was struggling after a serious car accident and needed someone who truly understood what I was going through. With Alam Law, I felt supported, they were professional, compassionate, and stood by me through every step of the legal process

Ian's Story
When I came to Alam Law, I was badly injured and overwhelmed. I didn’t know who to trust, but their team stepped in, handled everything with professionalism, and made sure I was fairly compensated. They truly know what they’re doing and they look out for people like me.

Bibi's Story
I searched everywhere for the right injury lawyer, and only Alam Law stood out. They treated me with care, delivered a great result, and made me feel truly supported. I’d recommend them to anyone looking for a team that gets real results and treats you like more than just a case.

Depika's Story
I found Alam Law after my car accident, and the experience was better than I could’ve hoped for. They gave my case personal attention from day one and delivered a result I’m truly happy with. I’m grateful for their support and would recommend them without hesitation.

Neween's Story
My accident in 2020 left me with serious injuries and a lawyer who let me down. Alam Law stepped in fast, got me the care I needed, and fought to have my case recognized as catastrophic. Their work secured a settlement of over $1 million and helped me start rebuilding my life.
600+ Google Reviews with an Excellent 4.8 Rating
Free Consultation & No Fees Unless You Win
At Alam Law, we operate on a contingency fee basis. This means you only pay for our legal services if we win your case. By aligning our success with your success, we ensure that effective legal representation is accessible to everyone.
How Our Long Term Disability Lawyers Help?
Expertise You Can Trust
At Alam Law, we bring years of experience and a proven track record in managing complex long-term disability (LTD) claims across Ontario. Our skilled long term disability lawyers understand the intricacies of LTD cases, enabling them to anticipate challenges and develop tailored strategies for each unique situation. From initial applications to high-stakes disputes, our expertise gives clients a clear advantage. Know what your insurer doesn’t tell you about long-term disability appealsComprehensive Support for Claims and Appeals
Filing an LTD claim can feel challenging, but our long term disability lawyer ensures every document and detail is meticulously prepared to strengthen your application. In the event of a denied claim, we work tirelessly to file appeals, leveraging our legal expertise and thorough investigations to overturn unfavorable decisions and achieve justice for our clients.
Effective Negotiation with Insurers
Insurance companies often aim to minimize payouts, resulting in unfair settlements. At Alam Law, our disability lawyers are skilled negotiators who advocate firmly and professionally to secure fair compensation. With a deep understanding of insurance policies and tactics, we are well-equipped to protect your rights and fight for a favorable outcome.
Strong Litigation Advocacy
When negotiations fall short of delivering an acceptable resolution, our team is fully prepared to take your case to court. Our litigation lawyers excel in presenting compelling arguments, backed by solid evidence and legal precedent, to pursue the benefits you deserve.
Effective Negotiation with Insurers
Compassionate support is the cornerstone of our approach. At Alam Law, we take the time to listen and understand your unique challenges, whether related to disability benefits or legal barriers—creating legal strategies as distinctive as your needs. From your initial consultation through to the conclusion of your case, our team is dedicated to keeping you informed, supported, and confident every step of the way.
Types of Injuries Covered In Long Term Disability Claims
Physical Injuries: Physical injuries are among the leading causes of long-term disability (LTD) claims. These include chronic back pain, musculoskeletal disorders, traumatic brain injuries, repetitive strain injuries, and amputations. Such conditions can severely limit an individual’s ability to perform their job, often rendering them unable to work effectively.
Mental Health Conditions: Mental health disabilities are increasingly recognized in LTD claims. Disorders such as depression, anxiety, post-traumatic stress disorder (PTSD), and other psychiatric or psychological conditions can be just as incapacitating as physical injuries. These issues often demand thorough evaluation and extended support to ensure proper care and accommodations.
Chronic Illnesses: Chronic illnesses, including multiple sclerosis, cancer, heart disease, and diabetes, frequently result in long-term disabilities. These conditions often require continuous medical treatment and may lead to unpredictable work capacity. Having LTD coverage is crucial to maintaining financial stability and adapting to fluctuating health challenges.
Comorbid Conditions: Comorbid conditions, where a claimant suffers from multiple overlapping disabilities, such as a combination of physical and mental health challenges, can make LTD claims particularly complex. The interplay of these conditions often exacerbates their impact, requiring meticulous medical evidence and detailed documentation to build a strong case. Our Long term disability lawyers play a critical role in navigating these multifaceted claims to secure the necessary benefits.
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Disability Denied? Speak to a Long-term disability Lawyer Today
Disability Claims We Specialize In
Long-term Disability
Long-term disability (LTD) benefits offer financial support for individuals unable to work for extended periods due to serious illnesses or injuries. Provided through insurance policies, these benefits can cover a portion of lost income, helping individuals manage expenses during recovery. However, if your long term disability denied claim has left you without support, it’s important to understand the reasons and explore options to appeal. LTD benefits typically require medical documentation and may involve ongoing assessments to confirm the inability to work.Short-term Disability
Short-term disability (STD) benefits are designed to provide temporary financial assistance to employees who are unable to work due to a medical condition or injury. These benefits generally cover a portion of your income and last for a defined period, often a few weeks to months, depending on the policy. Short-term disability allows employees to recover without immediate financial stress, bridging the gap before returning to work or transitioning to long-term disability.
Read more on our 2025 guide on Short-term Disability Claims in Toronto.
CPP Disability
The Canada Pension Plan (CPP) Disability benefit is a government program that offers monthly income support to those who are unable to work due to a severe and prolonged disability. To qualify, individuals must meet specific eligibility criteria, such as paying into the CPP during their working years and providing medical evidence of their condition. This program helps Canadians maintain financial stability when faced with long-term health challenges.
Know more about the importance of having a CPP Disability Lawyer.
Terminations Due to Disability
Terminations due to disability occur when an employer ends an employee’s contract because of their inability to perform work duties due to a medical condition. While employers must accommodate disabilities to a reasonable extent, there are situations where termination may occur if accommodations cannot be made without undue hardship. However, such terminations must comply with employment laws, and employees may have grounds to challenge unfair dismissals.
Critical Illness Claims
We all hope to never face a critical illness, but unfortunately, they can happen unexpectedly. In such cases, employees may be entitled to certain benefits and accommodations from their employers. Critical illness claims refer to requests for time off or work adjustments due to a serious medical condition that affects the employee’s ability to work.
The details needed for a disability claim can vary depending on the situation, but most forms typically ask for the following:
- Personal and contact information
- Details of healthcare providers you’ve seen
- Banking information for payments
- Information about your income sources
- Employment history and work details
- A formal diagnosis of your condition
Make sure to clearly describe your symptoms to your doctor. A thorough and accurate medical assessment can support your claim and help you receive the compensation you’re entitled to.
Yes, individuals unable to work due to long-term injuries may qualify for financial assistance through the Canada Pension Plan (CPP) Disability Benefit. This program provides monthly payments to those under 65 who meet the eligibility criteria, including sufficient CPP contributions. Generally, you must have contributed to the plan for at least 4 of the last 6 years to qualify.
Yes, you can still apply. As long as your employer-provided benefits included LTD or short-term disability coverage while you were employed, you are eligible to submit a claim.
A long term disability lawyer can help you apply for LTD benefits. They can review your policy and determine if you meet the eligibility requirements, as well as help gather necessary documentation to support your claim. If your claim is denied, a lawyer can assist in appealing the decision and representing you in any legal proceedings.
Yes, if workplace stress or burnout has led to anxiety, depression, or another condition that makes it impossible for you to perform your job, you may qualify for long-term disability benefits. Be sure to provide medical documentation supporting your claim to strengthen your application.
Our disability lawyers put their knowledge of the law and years of experience to work helping you obtain the compensation you deserve.
Our disability lawyers work for you under a contingency fee arrangement. The fee is a percentage of the total amount recovered on your behalf.
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Leadership

Muhammad Alam
Founder & Managing Barrister

M. Aftab Alam
Managing Barrister

Laurencia Fasoyiro
Senior Lawyer

Naina Tandon
Senior Lawyer


