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Ontario changes auto insurance premiums

Drivers in Ontario may not be aware that the provincial government recently made changes regarding auto insurance. In an effort to make auto insurance premiums easier to secure, the province has revamped the standard policies. Specifically it has lowered the premiums. The changes went into effect on June 1.

Among other things, the changes impact the coverage provided for catastrophic injuries, which include mental impairments, loss of vision, amputation and brain trauma. Under the new coverage, total amount of benefits for one of these injuries is $1 million. Previously, policies provided twice as much--$1 million each for attendant care and medical treatment and rehabilitation.

People who are not happy with the lower amount of coverage do have options. For an extra fee, they can purchase coverage that equals what they previously had. Depending on each person’s specific situation this course of action may make sense.

When car accidents occur and those involved suffer injuries, it is important those individuals get the medical treatment they need. Depending on the severity of the injuries, that can be expensive and getting all that is entitled not only from those responsible but from an insurance company as well, is not always easy. This is true regardless of the coverage purchased.

If you, a friend or a family member are victims of someone's negligence and suffering from injuries and losses, contact us to speak to one of our lawyers to know your rights and what steps you should be taking in order to protect your rights for the future.

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