• For all General and Office Inquires Call: 1-905-564-5953

Ontario residents who are 60 or older and unable to work may have questions about disability benefits. Can they apply for short-term disability or must they wait to apply for CPP retirement pension at age 65? The answer is that it might be best to file applications for disability benefits and pension simultaneously. The reason is that it typically takes longer for disability benefit applications to be approved, and pension payments may be made while the applicant waits for disability payments.

If the disability benefits application is approved for someone who already receives pension payments, the pension will be modified to disability. However, the applicant must not be 65 years or older, and he or she must have contributed the minimum required amount. Also, if the applications are not filed at the same time, the disability benefits application must be filed within the first 15 months of receiving pension payments.

Furthermore, the disability must qualify as one of the conditions defined by the CPP laws that govern it, and the person must be deemed disabled prior to his or her retirement date and before he or she turns 65. It is important to note that pension payments received while waiting for disability benefits to be approved will have to be refunded if the pension is changed to disability. This refund typically happens automatically when it is subtracted from the first benefits payment.

This short-term disability will then continue until the person turns 65, at which time it will automatically be changed to a retirement pension -- which will be less than the amount paid for disability benefits. The entire process may seem confusing, and a daunting task to tackle. Fortunately, Ontario residents can secure the support of an experienced lawyer to simplify the process and provide guidance every step along the way.

SEE OUR RESULTS

$2M

Head Injury

Truck Accident

Settled without the need of a Trial /Tribunal hearing

$1.06M

Pedestrian Head Injury

Truck Accident

Settled without the need of a Trial

$1M

Elbow fracture

Car Accident

Settled without the need of a Trial

$1M

Psychological and Shoulder Injury

Car Accident

Settled without the need of a Trial

$1.3M

Psychological and Chronic Pain

Car Accident

Settled without the need of a Trial

$1.025M

Psychological and Knee Injury

Car Accident

Settled without the need of a Trial

$1.5M

Psychiatric and TBI

Car Accident

Settled without the need of a Trial

$1M 443K

Femur Fracture

Car Accident

Settled without the need of a Trial

$500K

Long Term Disability

Age 55 Denied LTD

Settled without the need of a Trial

Please note that past results are not necessarily indicative of future results and
litigation outcomes will vary according to the facts of individual cases.

24/7 Emergency Hotline for Injury Victims Only

1-416-625-2636



For all General and Office Inquires

1-905-564-5953



Fax: 905 564 5903

Our Offices Satellite Offices

TORONTO

(Satellite Office)

3280 Danforth Avenue
Toronto, ON M1L 1C3

Toll Free: 877-345-0541
Map & Directions

MISSISSAUGA HEAD OFFICE
5100 Dixie Road
Mississauga, ON L4W 1C9

Toll Free: 877-345-0541
Mississauga Law Office Map

Satellite Offices

HAMILTON

(Satellite Office)

948 Main Street East
Hamilton, ON L8M 1M8

Toll Free: 877-345-0541
Map & Directions


 

SCARBOROUGH

(Satellite Office)

305 Milner Avenue, Suite 203
Toronto, ON M1B 3V4

Map & Directions


 

RICHMONDHILL

(Satellite Office)

Call Now