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Disability Claims

For anyone in Ontario who suffered a debilitating injury that prevents him or her from returning to work, financial assistance will likely be a matter of necessity. That person might rely on benefits to survive, and he or she may also have to support a family. Navigating the process to get Canada Pension Plan disability claims approved is challenging, but once the person starts receiving benefits, there are specific rules to follow.

Ontario residents who are 60 or older and unable to work may have questions about disability benefits. Can they apply for short-term disability or must they wait to apply for CPP retirement pension at age 65? The answer is that it might be best to file applications for disability benefits and pension simultaneously. The reason is that it typically takes longer for disability benefit applications to be approved, and pension payments may be made while the applicant waits for disability payments.

When someone in Ontario contracts a debilitating illness or suffers injuries that prevents a return to work, the financial implications can be devastating. Fortunately, disability benefits under the Canada Pension Plan are available to most people. However, specific requirements must be met before CPP disability claims can be filed.

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