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Ontario residents who have suffered debilitating injuries that make it impossible to return to work may need financial assistance to survive. For them, benefits are essential but disability claims can be tough to navigate. Even those individuals with short and long-term disability coverage through their places of work sometimes face resistance.

While most Ontario residents are likely familiar with personal or employment provided disability insurance, some have not heard of Canada Pension Plan Disability Benefits. Residents who meet the requirements for qualification can file disability claims through the CPP. However, only those who are not yet 65 years old can qualify if they also meet the other requirements.

Most of us rely upon a job to make ends meet. When someone becomes disabled due to injury or illness, they may be unable to work for a period of time. While in some cases the disability makes it impossible for that worker to ever return to his or her job, other times, after a period of recovery, a worker could find that he or she is ready to go back.