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Ontario residents who are 60 or older and unable to work may have questions about disability benefits. Can they apply for short-term disability or must they wait to apply for CPP retirement pension at age 65? The answer is that it might be best to file applications for disability benefits and pension simultaneously. The reason is that it typically takes longer for disability benefit applications to be approved, and pension payments may be made while the applicant waits for disability payments.

When someone in Ontario contracts a debilitating illness or suffers injuries that prevents a return to work, the financial implications can be devastating. Fortunately, disability benefits under the Canada Pension Plan are available to most people. However, specific requirements must be met before CPP disability claims can be filed.

Workers in Ontario may be eligible for retirement pension through the Canada Pension Plan. Employees who contributed to the plan while they were employed will qualify. However, if CPP contributors suffer injuries or medical conditions that prevent them from returning to work, they might be eligible to file disability claims for benefits. Also, the children of benefit recipients or surviving family members of deceased recipients may also apply for benefits.